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Home Insurance Quote

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Tell us about your Home

What type of home insurance do you need?*
e.g. 10 Water Street, Somecity, ON. A1A 1A1
Name*
Do you live at this address?*
Do you plan to move to this address by the time your coverage starts?*
Check all that apply to you:
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MM slash DD slash YYYY
How we collect and use your information*
GETRATES collects, uses, and discloses the personal information you provide for yourself, and that we receive from third parties, to assess your insurance needs, offer you an insurance quote, analyze the use of this quote service, and prevent fraud.

We won’t share this information without your consent, unless required by law or to prevent fraud. If you provide the personal information of others as part of this quote, you agree that you have their permission to do so and that they have consented to our collection, use and disclosure of their personal information as described above.

tell us about your home

Please enter a number from 1900 to 2026.
Include the living space above ground only.
How long is the lease?*
Kitchen in basement?*
Electric wiring type*
What kind of electrical wiring does your home have?

Wiring in your home will most likely be one of three types depending on when your home was built.

Copper
This is the most common and effective type of wiring used in most homes built starting in the 1980s. You’ll see black- and white-covered wires and an uncovered ground wire bundled together.

Aluminium
Used during the late 1960s to the late 1970s, aluminum wires are softer and more prone to damage from heat and oxidization. You may have aluminum wires if you notice scorch marks on receptacle covers, burn marks, an electrical smell, or flickering lights. You can also look for the letters “Co/Alr” stamped on the metal tab of a receptacle, behind the cover plate.

Knob and tube
Used in homes until about 1950, this wiring is secured by ceramic knobs and passes through ceramic tubes in the wooden wall joists. It’s usually insulated or wrapped in rubber or cloth, but can also be found with paper, metal, or plastic sheathing.

Unlike copper wires, knob and tube wiring don’t have ground wires, and the black and white wires run separately.

Because of its age, and safety concerns this wiring is not as common today.

tell us about your rental

Do you know when the heating was updated?*
Do you know when the roof was updated?*
Do you know when the electrical was updated?*
Do you know when the plumbing was updated?*

tell us about your condo

Please enter a number from 1900 to 2026.

tell us about your yourself

what is your date of birth*
Leave blank if retired
Do you own the property jointly with another person?*
Do you rent the property jointly with another person?*
What is their name?*
Leave blank if they are retired
Consent*
I consent to receive communication by email or phone from Get Rates about my quote. I can opt out at any time by following the instructions at the bottom of the email I receive.

A soft credit check may be performed by our partner insurance brokers to help find you the best available rates. This will not affect your credit score.

we have a few more questions about your place

Do you have a mortgage or secured line of credit?*
How many mortgages do you have for this property?*
Does anyone in your household smoke?*
How many claims have you made in the last five years?*
when did you make the claim?
Does your home have an automatic sprinkler system? (Optional)*
What is an automatic sprinkler system?

Automatic sprinkler systems are installed in your home and connected to your fire alarms. When the fire alarms are triggered, the sprinklers dispense water to help prevent a fire from spreading.

Automatic fire sprinklers must be professionally installed and fully operational in a home or condo unit. Sprinklers must also be located in all areas of the dwelling. They are located on the ceiling, similar to a smoke detector, but are small valves that disperse water as needed.
How would you describe your kitchen finishes?*
Standard:
Pre-fabricated cabinets, laminate countertops, and standard appliances. This is the average and most common type.

Premium:
Luxury imported materials, such as marble counters and floors and built-in appliances.

Upgraded:
Solid-wood custom cabinets and higher-end appliances.
What monitored systems do you have in your unit? (Optional)
What monitored systems does your home have? These are fire alarms, burglar alarms, and water sensors in your home that are connected to a central monitoring station or your mobile device. These systems will send you an alert on your device to bring something to your attention or alert your local monitoring station. This is in addition to your standard smoke and carbon monoxide alarms.

Having one or more of these systems installed can help you save on your premium.
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Our Email:

rates@getrates.ca

Our number:

1-289-GET-RATE
            (438-7283)

Our Address:

9000 Keele St
Concord, ON
L4K 0B3

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