Wondering why car insurance costs more in some parts of Ontario than others? You’re not alone. This breakdown of average car insurance rates by location shows how geography plays a major role in what drivers pay — and why.
Average Auto Insurance Rates by Cities in Ontario
|
City |
Average Annual Car Insurance Premium |
|---|---|
|
Brampton |
$3,585 |
|
Scarborough |
$3,092 |
|
Vaughan |
$2,630 |
|
Richmond Hill |
$2,478 |
|
Mississauga |
$2,423 |
|
Etobicoke |
$2,420 |
|
Toronto |
$2,394 |
|
Innisfil |
$2,378 |
|
Markham |
$2,321 |
|
Newmarket |
$2,217 |
|
Aurora |
$2,171 |
|
London |
$2,133 |
|
Oshawa |
$2,119 |
|
Thunder Bay |
$2,067 |
|
Barrie |
$2,055 |
|
Chatham |
$2,053 |
|
Cambridge |
$2,033 |
|
Windsor |
$2,030 |
|
Bradford |
$2,008 |
|
Orangeville |
$1,984 |
|
Milton |
$1,958 |
|
Oakville |
$1,942 |
|
Collingwood |
$1,908 |
|
Brantford |
$1,899 |
|
Niagara Falls |
$1,896 |
|
Kitchener |
$1,876 |
|
Sault Ste Marie |
$1,875 |
|
St Catherines |
$1,869 |
|
Waterloo |
$1,864 |
|
Hamilton |
$1,862 |
|
Guelph |
$1,856 |
|
Burlington |
$1,829 |
|
Sudbury |
$1,822 |
|
North Bay |
$1,795 |
|
Orillia |
$1,795 |
| Welland |
$1,782 |
|
Belleville |
$1,773 |
|
Midland |
$1,747 |
|
Huntsville |
$1,743 |
|
Timmins |
$1,725 |
|
Stratford |
$1,722 |
| Sarnia |
$1,721 |
|
Peterborough |
$1,700 |
|
Kingston |
$1,697 |
|
Ottawa |
$1,674 |
|
Brockville |
$1,641 |
| Cornwall |
$1,482 |
